FICA Tip Credit Calculator | Tip Tax Partner

FICA Tip Credit Calculator

Calculate your potential tax credit based on IRS Section 45B, which allows employers to claim a credit for the FICA taxes paid on tips that exceed the federal minimum wage

Calculator Inputs

How to Use This Calculator

Enter your business information below to estimate your potential FICA Tip Credit under IRS Section 45B. All fields update in real-time.

How many physical locations does your business operate? Enter the total number of restaurants, bars, or hospitality venues you own.
Average number of tipped employees at each location. Include servers, bartenders, bussers, and any staff receiving tips.
Average monthly hours per employee. Full-time is typically ~173 hours/month (40 hrs/week × 4.33 weeks).
$
The hourly base wage you pay before tips. This is the amount shown on paychecks, not including tip income.
%
What percentage of your servers' total income comes from tips? Most restaurants see 50-70%. If a server earns $3,000/month and $1,800 is tips, that's 60%.
$
IRS baseline for tip credit calculation. The federal minimum is $5.15/hr. Leave at default unless advised by your tax professional.

Your Results

Total Estimated 3-Year FICA Tax Credit
$0.00

💡 What does this mean? This is the total tax credit you could claim across all your servers and locations over a 3-year period. This credit directly reduces your tax liability dollar-for-dollar.

Key Credit Metrics (Per Server)

Monthly Tips
$0.00
Creditable Tips
$0.00
Monthly Credit
$0.00
Tips Not Creditable
$0.00
Below IRS minimum threshold
Annual Credit
$0.00
Per server, per year

Additional Details

Server Annual Income
$0.00
Wages + tips combined
Effective Hourly Rate
$0.00/hr
Including tip income
3-Year Credit (Per Server)
$0.00
Over 3-year period
Servers for $100k
0
To reach $100k credit

Disclaimer: This calculator provides an estimate only and is not tax or legal advice. Please consult with a tax professional for specific advice regarding your tax situation.

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